Things to consider when drafting your HCP/HPOA

When planning for your future healthcare needs, drafting a Healthcare Power of Attorney (HPOA for New Hampshire)/ Healthcare Proxy (HCP for Massachusetts) is a critical step. Unlike a financial power of attorney—which can grant broad authority over your finances—the HPOA only activates when you become incapacitated. This means that as long as you are of sound mind, your personal medical decisions remain solely your own.

The Role of a Healthcare Power of Attorney

An HPOA ensures that someone you trust can make medical decisions on your behalf if you’re unable to do so. It provides a safety net so that your healthcare preferences are respected during moments when you cannot communicate them yourself. However, because your HPOA only comes into play when you’re incapacitated, it’s essential to clearly outline your wishes and choose your agent with care.

Naming Your Agent: One is Often Best

One of the most important considerations when drafting your HPOA is who you appoint as your healthcare agent. Here are some key points:

  • Single Agent vs. Co-Agents:
    Many states—such as Massachusetts—require you to name only one agent. This can simplify decision-making and reduce potential conflicts. While some states, like New Hampshire, allow you to name co-agents, doing so may lead to disagreements if the co-agents have conflicting views. To avoid complications, it’s generally advisable to name a single person who you trust implicitly to carry out your wishes.

  • Clarity is Crucial:
    If you do decide to name co-agents, be explicit about their roles and how decisions should be handled if they disagree. Without clear instructions, the process could become chaotic, potentially delaying critical decisions when time is of the essence.

Incorporating a Living Will or Advance Directive

Another important element to consider when drafting your HPOA is whether to include a living will or an advance directive within the document. This component outlines your specific wishes regarding life-sustaining treatments, such as artificial life support, in scenarios where you cannot speak for yourself.

  • State Variations Matter:
    Some states embed these instructions within the HPOA, making them legally binding, while others treat them as guidelines. For instance, in Massachusetts, you might include language about your wishes, but it serves only as guidance for your agent. In contrast, New Hampshire has legal statutes that enforce the living will, making your directives legally binding.

  • Avoiding Family Conflict:
    Including clear instructions helps prevent potential disputes among family members and ensures that your healthcare agent isn’t caught in a bind between following your documented wishes and navigating familial pressures.



Drafting your Healthcare Power of Attorney is about planning ahead for a time when you might not be able to voice your medical decisions. By carefully choosing a single, trusted agent and clearly outlining your healthcare preferences—especially regarding life support and other critical interventions—you can help ensure that your values and wishes are respected. Remember, while your HPOA offers peace of mind, the specifics can vary from state to state, so it’s wise to review the rules that apply in your area or consult with a legal professional to tailor the document to your needs.


If you’re interested in learning more about how a pour-over will fits into your overall estate plan, or would like me to review or create a trust for you, then click the link below to schedule a call with me today - I’m always happy to help!

To learn 80% of what you need to know about estate planning in less than 30 minutes, check out my full-length video. It’s a quick and comprehensive guide to help you understand the basics and start taking steps to secure your future.

Next
Next

Things to Consider When Drafting Your Financial Power of Attorney